Auto Insurance Miles Driven Per Year

What is the car insurance mileage limit that will wind up costing more for commuters.

Auto insurance miles driven per year.

You may be able to get car insurance discounts when you purchase a pay per mile auto insurance policy depending on the insurance company. How many miles you drive. Car insurance companies calculate their rates based on the average miles driven per year by an ordinary adult. The mileage cap typically falls between 7 500 and 15 000 miles per year.

More traffic almost always equals. Based on annual premium paid by allstate standard auto customers vs. Does your annual mileage affect car insurance premiums. Find out the average miles driven per year by state age and gender plus how driving trends are playing out across the country.

Higher car insurance rates. On the flip side drivers who drive more than 10 000 miles per year may pay more for car insurance. Car insurance by the mile is only partly based on how many miles you drive. The time of day night you drive.

If you re retired. How much of a low mileage discount can you get. Online through a call center or with an agent. Low mileage and usage based car insurance discounts.

How does pay per mile insurance work. First the insurer creates a base rate based on standard insurance variables such as your age and your driving and claims history the type of vehicle you drive and where you live and in most states your credit history. Many factors go into the cost of your auto insurance policy including how you purchase the policy. For example both nationwide smartmiles and metromile.

Allstate pay per mile customers who drive an average of 1 000 10 000 miles a year. If your annual mileage generally does not exceed this range you should ask your car insurance company about a low mileage discount. Find out the average miles driven per year by state age and gender plus how driving trends are playing out across the country.